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GitHub Copilot out of credits? How AI credits work on Pro, Pro+ and Max

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Source checked 24 Oct 2026 · Published 29 Oct 2026 · Last reviewed 29 Oct 2026 · By Ctrl+Z Therapy (how we test)

The short answer

GitHub's docs say Copilot usage is measured in AI credits, and all Copilot plans include a monthly allowance (1 AI credit = $0.01 USD). Copilot Pro costs $10 a month with 1,500 AI credits (1,000 base plus 500 flex), Pro+ $39 with 7,000, and Max $100 with 20,000. Included AI credits do not carry over between months, and the allowance resets at 00:00:00 UTC on the first day of each calendar month.

What to do

  1. Out of credits? Upgrade your plan. You pay the price difference.
  2. Or set a budget for additional usage, so you can keep working.
  3. Or wait until the next monthly cycle, when your included usage resets.

Good to know

  • The cost of an interaction depends on the model used and the number of tokens consumed. A quick question with a lightweight model costs a fraction of a credit; a long cloud agent session using a frontier model across multiple files costs more.
  • Copilot Free and Copilot Student have an allowance of AI credits with auto model selection, and Copilot Free includes 2000 code completions per month.
  • These are the individual plans. Business and Enterprise plans work differently.

Source

Checked on 24 Oct 2026. Prices, limits and settings change, so check the source before you rely on them.