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Using Claude in Cursor? On the new plans it's billed separately

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Source checked 19 Oct 2026 · Published 21 Oct 2026 · Last reviewed 21 Oct 2026 · By Ctrl+Z Therapy (how we test)

The short answer

On The X Subscription plans (from 12 Oct 2026), Cursor's pricing page says Premium and above include generous usage of Grok models but "do not include an allowance for third-party models." Third-party models, like Claude or GPT, remain available in Cursor at API list prices, billed separately through top-ups: you pay for exactly what you use. Plus ($8 a month) has Grok models only.

What to do

  1. Check which model your chats use in Cursor's model picker: Grok or not?
  2. Set a spending cap before you top up. Cursor's pricing page says you can set spending caps to manage costs.
  3. Then top up for the third-party usage you need.

Good to know

  • Already on a current Cursor plan? The Cursor team's post says your included third-party usage continues until you switch.
  • Claude and GPT are our examples: Cursor's pages say "third-party models" without naming providers.
  • Prices and plans checked on 19 Oct 2026. They change: check the pricing page before you pay.

Source

Checked on 19 Oct 2026. Prices, limits and settings change, so check the source before you rely on them.

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